The following information is usually required during the loan process:
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Personal information including Social Security Number
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Most recent pay stubs covering 30 days and including year to date totals
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Two years tax returns including all schedules (personal, business, K-1s) starting with most recent
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Most recent two months bank statements (all pages of all accounts) - Large deposits and/or gift funds to be verified
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Most recent retirement/investment/pension statements covering two months or one quarter
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Name and phone number for homeowner's insurance agent
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Copy of state issued photo ID
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Copy of cancelled earnest money check (if purchasing)
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Copy of bank statement showing earnest money withdrawal (if purchasing)
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Copy of most recent mortgage statement and addresses of all properties you own (if applicable)
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Copy of divorce decree/child support order (if paying or receiving child support and/or alimony)
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Landlord name and phone number (if renting)
If you currently own Real Estate:
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Mortgage account information
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Home insurance policy information
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Home equity account information (if applicable)
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